How Do I Apply For A Home Repair Grant? (Explained)

If you’re looking to make home repairs, financing can be a major hurdle. Fortunately, there are several resources that can help with this challenge. Here are some tips on how to apply for a home repair grant:

Grants for Home Repairs: Access These 3 Free Sources!
Key Takeaways
Home repair grants are financial assistance programs that help low-income homeowners pay for repairs, improvements, and renovations to their homes.
Eligibility requirements vary by program, but generally, home repair grants are reserved for low-income homeowners who cannot afford the cost of repairs on their own.
The types of repairs covered by home repair grants vary by program, but they generally cover essential health and safety repairs, such as fixing a leaky roof or repairing a faulty furnace.
The application process for a home repair grant varies by program, but you’ll generally need to provide information about your income, the repairs you need, and your eligibility.
If you’re not eligible for a home repair grant, there are other options available, such as low-interest loans or free home repair programs.

Research Grants

Research grants. Once you’ve got a list of available grants, the next step is to find out if you’re eligible for them. 

In order to do this, you need to know what kind of information they ask for and what documents they require. This will help inform which grants are good targets for you and your situation.

Here are some tips on finding information about the best places to look:

Go directly to the source: You can usually find most government and non-profit websites by simply typing in their name or checking out what comes up in your search engine results. However, sometimes it helps to look at other resources first—like those below—in order to narrow down your options and make sure that there isn’t someone else who’s already done all the hard work!

Use social media: For example, Twitter has search functions (Twitter Advanced Search) that allow users find tweets based on certain criteria such as keywords or location tags (e.g., #homerepairgrants). If someone’s already asked similar questions online then chances are they’ve also found answers too!

If you’re interested in applying for a home repair grant, but you’re not sure how you’re going to pay for the remaining costs, check out Unified Haven’s article on how to pay for major home repairs. This in-depth article covers several options for financing your home repairs, from using credit to securing a home equity loan.

Grant Eligibility

To be eligible for a home repair grant, you’ll need to:

  • Have a plan for how you will use the money. Make sure that your plan increases your business’ value and helps it grow.
  • Show that you can manage the money well. This means having a budget, business plan, and other forms of financial accountability in place before applying for a grant.

Grant Eligibility

Eligibility Criteria
Be a homeowner who occupies the property in need of repairs
Be a low-income household based on Federal Low-Income Guidelines
Have proof of ownership or a long-term lease (in some cases)
Have a property that is in need of repairs or upgrades to ensure health and safety
Be unable to secure financing through other means, such as loans or personal savings
Provide documentation of income, property, and other financial information as required by the grant program

Get Your Applications Organized

Now that you’ve written your grant application, it’s time to organize all your other applications.

The easiest way to keep track of all the different grants you’re applying for is by creating a spreadsheet or other program that allows you to track them in one place. You can use this tool as a checklist so that nothing is forgotten!

Do you need free home repairs but aren’t sure where to turn? Unified Haven’s article on getting free home repairs explains several programs that provide assistance for low-income homeowners. From Habitat for Humanity to the USDA’s Rural Housing Repair program, this article covers several avenues you can explore.

Complete Application Packages

You can apply for grants for home repairs in a variety of ways. Each grant provider has their own specific application process, so be sure to follow their instructions carefully.

If you are applying for a grant as part of an organized program or initiative, like the NeighborWorks® National Home Repair Program (NHRP), you may be required to complete an application package that includes a cover sheet, application form and pre-approval letter.

These documents will help you stay organized throughout the application process and make it easier when it comes time to submit your completed materials. It’s also important that you keep copies of everything you send out with your application package so there are no errors or delays down the line

Complete Application Packages

Required Documents
Proof of income, including pay stubs or tax returns
Proof of ownership, such as a mortgage statement or property deed
A detailed written description of the repairs or upgrades needed, including estimated costs
Identification, such as a driver’s license or passport
Copies of any applicable permits or licenses required for the repairs
Certification that the property is not in any advanced stages of foreclosure or bankruptcy
Other documentation as required by the individual grant program

Submit Completed Applications

Once you’ve completed your application, it’s time to submit it. Make sure the application is complete and accurate before you send it in. 

If you need help making sure that everything is right on the application, consider talking with a financial advisor or accountant who can help guide you through the process. You may also want to talk with friends or family members who have applied for grants before so they can tell you what they did right (and wrong).

Unified Haven’s article on applying for a home repair grant is a fantastic resource for homeowners interested in applying for assistance. This article covers the basic eligibility requirements and explains how the application process typically works.

Follow Up With Grant Makers

If you’re applying for a grant, it’s important to follow up with the grant makers as soon as possible. This shows that you are interested and motivated, which can help them decide whether or not your project is worth funding. 

If they need more information from you, they’ll be able to get in touch with you directly and won’t have to wait until the end of their application period—which means less time wasted!

What do I do if I don’t hear back from a grant maker?

If for some reason a grant maker hasn’t responded to your application within 30 days of submitting it (a reasonable amount of time), send them an email asking about the status of your application. 

If they still haven’t responded after another 30 days has passed, contact them again—but only once more after 60 days has gone by without hearing back from them!

Consider Your Assets As Collateral

If you don’t have the money to pay for home repairs, consider using your assets as collateral. Collateral is property that can be used to secure a loan in case you default on it. This means if you’re unable to repay the loan before its due date, the lender may take your collateral and sell it for cash.

There are several types of assets that can be used as collateral:

  • Your home or another property you own (in some cases)
  • Personal belongings like jewelry or electronics (in some cases)
  • Businesses that generate income

If your home repairs don’t qualify for a grant and you need to handle them yourself, make sure you brush up on your DIY skills. Check out Unified Haven’s article explaining what minor home repairs are to understand which projects you might be able to tackle on your own. These repairs are typically low-cost and easy to complete.

Find Investors For Your Business

In the past, you may have had a great business idea and tried to get funding from banks or other conventional sources. However, after months of rejection, your business plan still wasn’t funded. 

The problem is that most banks only give smaller loans for start-up businesses that are less than $1 million dollars in size.

If this sounds familiar then don’t despair! You can still continue with your plans by finding investors who will help fund your business so it can grow and expand into new markets or develop new products or services.

Be Realistic and Persistent With Funding Requests

If you are persistent and realistic about your application, you will likely be successful in obtaining the funding. It is important to not give up or become discouraged if you do not receive funding the first time around. Many applicants have to submit a few applications before they are approved for funding.

It is also important that you do not expect funding to be easy to get; there are many factors involved in determining whether or not someone qualifies for assistance, so it is important that applicants apply on time and have all of their paperwork completed correctly. 

If something has changed since your initial application (for example, if your income has increased), then this can negatively affect your chances of receiving assistance later down the line. If this happens to you, simply reapply with updated information regarding this change!

Plumbing repairs can be some of the most daunting–and expensive–home repairs around. To learn more about how to manage plumbing repairs and find a trusted plumber, check out our guide on getting a plumbing contract. This guide covers everything from what to look for in a plumbing contractor to how to negotiate rates and contracts.

Use the Government Resources Available to You

When you’re applying for a grant, the first thing you should do is research the grant makers and see if they offer any free help or advice. 

The government grants sites are usually very thorough in their information about what types of applications are accepted by each grant maker and how long those applications will take to process. If it doesn’t cost anything to ask these questions, why not try?

You can also use the grant makers’ websites as a starting point for finding out about other funding sources. Some organizations have lists featuring hundreds of different programs that might be able to help you pay for your home repairs. 

You may find some programs that aren’t specifically tailored toward home repair but could still help out tremendously if you qualify for them! 

For example: You might find an organization offering financial assistance with utility bills so that you don’t have to worry about getting kicked off your gas or power service because of nonpayment issues while waiting on your government assistance check from Social Security Disability Insurance (SSDI). 

This kind of assistance could go a long way toward relieving some stress during this difficult time!


The best thing you can do is start with the government resources available to you. It may take some time, but it’s worth it if it means getting your home fixed.

Further Reading

Here are some additional resources to explore if you’re interested in learning more about home repair grants and how to apply for them:

Home Repair Grants: What You Need to Know – This comprehensive guide covers the basics of home repair grants and how to apply for them. It includes a breakdown of the types of grants available and eligibility requirements.

USDA Single Family Housing Repair Loans and Grants – This program provides loans and grants to eligible low-income homeowners in rural areas, helping them to repair or improve their homes.

Help with home improvements – This page from Citizens Advice provides an overview of the different types of help available for home improvements, including grants and loans.


What is a home repair grant?

A home repair grant is a financial assistance program designed to help low-income homeowners pay for repairs, improvements, and renovations to their homes.

Who is eligible for a home repair grant?

Eligibility requirements vary by program, but generally, home repair grants are reserved for low-income homeowners who are unable to afford the cost of repairs on their own.

What types of repairs are typically covered by home repair grants?

The types of repairs covered by home repair grants vary by program, but they generally cover essential health and safety repairs, such as fixing a leaky roof or repairing a faulty furnace.

How do I apply for a home repair grant?

The application process for a home repair grant varies by program, but typically, you’ll need to provide information about your income, the repairs you need, and your eligibility. You’ll also need to submit documentation to support your application.

Are home repair grants the same as home improvement loans?

No, home repair grants are typically designed for low-income homeowners who cannot afford to pay for repairs themselves, while home improvement loans are a type of financing designed to help homeowners make improvements or renovations that increase the value of their homes.